Native American owned disaster, mitigation and risk consultingOffices in Kansas and Oklahoma · nationwide delivery

About Okla Risk Advisors

Okla Risk Advisors is the operating brand of Choctaw Strategies, LLC, a Native American owned professional services firm headquartered in Overland Park, Kansas, with an office in Wister, Oklahoma, inside the Choctaw Nation of Oklahoma reservation. The firm works on both sides of the disaster funding equation: the federal grant and the insurance settlement.

What the firm does

Six practice lines run under one accountable roof: disaster damage assessment, hazard mitigation and resilience planning, disaster recovery and FEMA Public Assistance, government contracting, subcontracting and professional services staffing, claims services, and expert witness and appraisal work, all contracted through Choctaw Strategies, LLC. They connect. A mitigation plan determines what funding a nation can reach after the next declaration. A Public Assistance recovery has to be reconciled against the insurance settlement on the same buildings. An insurance dispute over those buildings can end up in appraisal or in a deposition. Most firms cover one of those and refer the rest out.

Our standard

The firm was founded on a plain conviction: professional work deserves experienced people, not assembly line handling. Engagements are shaped around the client's situation rather than forced into a template, and the person who scopes the work is the person who owns it.

The firm is a consultancy, not an advocacy shop. Its value is independent analysis, and that shows up as defensible documentation, candid counsel, and conclusions that hold under audit, appraisal, or examination no matter who retained it.

The founder

Okla Risk Advisors began with a discovery. During the pandemic, at his father's funeral, founder Chris Chambers learned of his Choctaw ancestry. What followed was deliberate: enrollment as a citizen of the Choctaw Nation of Oklahoma, a Master of Legal Studies in Indigenous Peoples Law from the University of Oklahoma, and a firm built to serve Indian Country with the same discipline he had spent 25 years applying in the field, assessing damage after the largest catastrophes in the country.

That combination is uncommon. Most disaster recovery consultants have never adjusted an insurance claim. Most catastrophe adjusters have never written a project worksheet or a mitigation plan, and have never worked inside the sovereignty questions that shape everything in Indian Country. Chris built the firm at exactly that intersection: a catastrophe damage assessor who led slab teams after Hurricane Katrina, worked commercial property losses valued up to $85 million, and has since completed 45 FEMA Independent Study courses in mitigation planning, Public Assistance and damage assessment, now applying that judgment to help tribal nations, governments, and organizations plan for and recover from disaster. Read Chris Chambers’ full profile.

Reach Chris directly: (913) 333-1816 · chrischambers@oklariskadvisors.com

Delivery capacity

The firm deploys through an established network of licensed adjusters, inspectors, and disaster recovery specialists, scaled to each engagement, from a single expert assignment to multi-inspector catastrophe deployments. Quality control runs through the firm's senior leadership on every deployment.

The name

In the Choctaw language, okla means people. The word carries a deeper sense than a head count. When Choctaw delegate Rev. Allen Wright proposed the name Oklahumma for the Indian Territory in 1866, he drew on that word: okla (people) and humma (red). According to the Choctaw Nation, homma was also a war title given to those who did not retreat, making Oklahoma not just "red people" but "people who do not retreat." It became the name of the territory and, in 1907, the 46th state.

Okla Risk Advisors takes the first half of that word deliberately. The firm exists for the people it serves, grounded in Choctaw heritage and in the disaster recovery work that puts communities back together.

Native American owned

Choctaw Strategies, LLC is wholly owned by an enrolled citizen of the Choctaw Nation of Oklahoma and qualifies as an Indian Economic Enterprise eligible under the Buy Indian Act, with an SBA 8(a) application in process. The firm keeps an office in Wister, Oklahoma, inside the Choctaw Nation reservation, and pursues federal, state, and tribal work where that standing and its technical capability align. See tribal disaster recovery, FEMA Public Assistance consulting, and government contracting.

Credentials
Field experience25+ years catastrophe damage assessment
FEMA training45 Independent Study courses
Mitigation planningIS-318.b
Public Assistance16 courses, IS-1000 series
NFIPFlood certified, all building types
EducationMLS, Indigenous Peoples Law
MembershipOklahoma Indian Bar Assn.
InsuranceExecutive General Adjuster
Firm record
FoundedAugust 2023
Largest loss managed$85M commercial
Claims handledThousands over 25+ years
Practice areasSix
OfficesOverland Park, KS and Wister, OK

Firm structure

Okla Risk Advisors is a registered DBA of Choctaw Strategies, LLC. Contracts, registrations, and socioeconomic status are held at the Choctaw Strategies level. Learn more at choctawstrategies.com.

Practice lines

What runs under one roof

Each line is a full service in its own right. The reason they sit together is that a single disaster touches all of them.

01

Disaster damage assessment

Initial damage assessment support, joint PDA preparation, Public Assistance damage documentation, substantial damage estimates, and flood and wind damage inspection.

  • IS-559
  • IS-284.a
  • NFIP flood
Damage assessment
02

Hazard mitigation and resilience planning

Mitigation plans and five-year updates under 44 CFR 201.7 and 201.6, risk assessment, mitigation strategy, and the project pipeline that funding applications draw from.

  • NAICS 541620
  • HMGP
  • BRIC
  • FMA
Mitigation planning
03

Disaster recovery and FEMA Public Assistance

Damage description and dimensions, project worksheets across Categories A through G, cost estimating, Section 406 mitigation, appeals, closeout and audit support.

  • NAICS 541611
  • PA A–G
  • §312
Disaster recovery
04

Government contracting and professional services

Prime awards, set-aside and sole-source vehicles, teaming and subcontracting with recovery primes, grant compliance support, and surge staffing on disaster and planning task orders.

  • NAICS 541618
  • Buy Indian Act
  • Teaming
Contracting and teaming
05

Claims services, review and consulting

Independent and catastrophe adjusting, large and complex commercial and condominium losses, claim review and quality assurance, and claims operations consulting.

  • NAICS 524291
  • NFIP flood
  • Xactimate
Claims services
06

Dispute resolution, appraisal and expert witness

Testifying and consulting expert engagements, party-appointed appraisal, neutral umpire service, and mediation and arbitration support on first-party property disputes.

  • NAICS 541990
  • Umpire
  • Both sides of the bar
Dispute resolution

A mitigation plan sets what funding is reachable after the next declaration. A Public Assistance recovery has to be reconciled against the insurance settlement on the same buildings. A dispute over those buildings ends in appraisal or a deposition. Most firms cover one and refer the rest out.

Credentials

Certifications and training

The credentials behind every engagement. Certificates of completion, a license list, and a curriculum vitae are furnished on request.

FEMA Independent Study, 45 courses
Mitigation, Public Assistance, damage assessment, NIMS
Catastrophe damage assessment
25+ years in the field
FEMA IS-318.b
Mitigation Planning for Local and Tribal Communities
NFIP flood certified
Residential, commercial, condominium, manufactured
MLS, Indigenous Peoples Law
University of Oklahoma
IICRC WRT and ASD
Water damage restoration, applied structural drying
Executive General Adjuster
Insurance-side designation, TX home state license
Executive education
Wharton (2025), MIT (2025)

Management staff are certified across FEMA’s mitigation planning, Public Assistance, incident management and recovery curricula, and hold multi-state property and casualty adjuster licensure with nationwide reciprocal deployment. The full record, including the training transcript and license list, is on the credentials page and is furnished on request.

Certificates of completion, a current license list, and a curriculum vitae are furnished on request. Training listed above is held by the firm's principal, who directs every engagement. Each service page lists the credentials that apply to that line of work.

Work with the firm.

Tribal leadership, contracting officers, primes, carriers, counsel, and self-insured entities can reach the firm directly.