Field · 1099
Independent Catastrophe Property Adjuster
Field inspection, Xactimate estimating and claim handling on hurricane, hail, wind, tornado, wildfire and freeze losses, deployed where the event is.
Role detailsCareers: Catastrophe Adjusters and Disaster Recovery Specialists
Okla Risk Advisors is building a roster of licensed independent adjusters and disaster recovery specialists ready to deploy when a hurricane, hail storm, tornado, wildfire or flood strikes. Assignments come from carriers, TPAs, independent adjusting firms and public-sector recovery programs. Adjusters are engaged as 1099 independent contractors, and office and project staff can register interest for future W-2 positions.
1099 independent contractorField and remote deskNationwide deploymentSenior file reviewNative American owned firmIndian preference employer
Open roles
Roles we are staffing now
Each role page lists duties, requirements and how the engagement works. One application covers every role; choose the ones that fit.
Field · 1099 · Senior
Commercial and Large Loss Property Adjuster
Commercial, condominium, HOA, multi-family and industrial losses that need senior authority, coverage analysis and defensible scope and valuation.
Role detailsField · 1099 · Flood
NFIP Flood Adjuster
National Flood Insurance Program claims for Write Your Own carriers and vendors, from residential dwellings to commercial and RCBAP condominium buildings.
Role detailsRemote · 1099
Remote Desk Adjuster and Claim File Reviewer
Desk adjusting, virtual inspection review, estimate review, reinspection and quality assurance audits, worked remotely in the client’s systems.
Role detailsField · 1099 · Public sector
Disaster Damage Assessment and FEMA Public Assistance Specialist
Damage inspection, damage description and dimensions, cost estimating and project documentation for tribal nations, local governments and recovery primes.
Role detailsOffice · W-2 interest
Office and project staff
Claims support, file review, project coordination and administrative roles as the firm grows. No W-2 positions are open today; register your interest and you will be contacted when one opens.
Register interestWhy adjusters work here
A senior-led firm, not a call center
- Direct access to an Executive General AdjusterThe firm is led by Chris Chambers, who spent ten years at Farmers Insurance and Zurich and fourteen years running an independent catastrophe practice. Questions go to someone who has handled the same files.
- Review that protects your scorecardFiles are reviewed before they reach the client, the same discipline that kept the principal in the top 5 percent for file quality, cycle time and customer service.
- A mix of workDaily and catastrophe field claims, large loss, NFIP flood, desk and review assignments, and public-sector recovery work through FEMA Public Assistance.
- Clear termsA written independent contractor agreement, fees reviewed before you accept a deployment, and the option to contract through your own business entity.
- Room to grow with the firmA new Native American owned firm adding carrier, TPA and public-sector programs. Adjusters who perform well are the first called as programs are added.
What to have ready
LicenseState, number, NPN
CertificationsNFIP, TWIA, Citizens, HAAG, IICRC
SoftwareXactimate, XactAnalysis
ResumePDF or Word, 8 MB max
AvailabilityDeploy date and travel range
Do not send Social Security numbers, bank details or copies of identification with your application. Those are collected only at onboarding.
How it works
From application to deployment
STEP 1
Apply
One online application with your licenses, certifications, experience and resume.
STEP 2
Screen
A short call with the principal and verification of your licenses through NIPR and state records.
STEP 3
Onboard
Independent contractor agreement, W-9, license copies and certifications on file.
STEP 4
Roster
Placement on the roster by license state, specialty and availability.
STEP 5
Deploy
A call when an assignment matches, with fees and program requirements reviewed before you accept.
Questions
Careers FAQ
Are these jobs or contractor roles?
Adjuster, inspector and recovery specialist roles are independent contractor (1099) engagements under a written agreement, not employment. Office and project staff positions, when they open, may be W-2 employment and will say so in the posting.
Do I need an adjuster license?
Yes for the adjuster roles: an active property and casualty or all-lines license, resident or designated home state, and the ability to obtain nonresident licenses. Flood roles also require current NFIP certification. The damage assessment and FEMA Public Assistance role is open to experienced estimators and building inspectors without an adjuster license.
Can I contract through my own company?
Yes. You may contract as an individual or through your own business entity.
Who provides insurance coverage?
Contractors are encouraged to carry their own errors and omissions, general liability and auto coverage. Some client programs require specific coverage, and those requirements are reviewed before you accept an assignment.
Does the firm give Native American preference?
Yes. As permitted by Section 703(i) of Title VII, the firm gives preference to qualified enrolled members of federally recognized tribes and Alaska Native villages living on or near a reservation, and it applies Indian preference on contracts covered by 25 U.S.C. 5307(b). The preference is based on tribal membership, a political classification recognized in Morton v. Mancari. It is voluntary to request and is available to members of any federally recognized tribe. See the Indian preference policy on this page.
Where are the assignments?
Anywhere a covered event occurs in the United States. The firm is based in Overland Park, Kansas and Wister, Oklahoma, and much of its public-sector work is in FEMA Region 6, but field deployments are nationwide and desk work is remote.
What happens after I apply?
Every application is reviewed by the firm’s principal. Applicants whose licenses and experience match current or expected needs are contacted for a short screening call and license verification, followed by a contractor agreement and onboarding.
See the careers disclosure.
Policy
Indian preference in employment and contracting
Okla Risk Advisors is a Native American owned firm with an office in Wister, Oklahoma, within the Choctaw Nation of Oklahoma reservation. As a publicly announced employment practice permitted by Section 703(i) of Title VII of the Civil Rights Act of 1964 (42 U.S.C. 2000e-2(i)), the firm gives preference in hiring, promotion and training to qualified enrolled members of federally recognized American Indian tribes and Alaska Native villages who live on or near a reservation, including former reservations in Oklahoma. Consistent with Morton v. Mancari, 417 U.S. 535 (1974), this is a political classification based on tribal membership, not a racial one.
On contracts and subcontracts subject to Section 7(b) of the Indian Self-Determination and Education Assistance Act (25 U.S.C. 5307(b)), the firm gives preference, to the greatest extent feasible, to Indians, as defined in 25 U.S.C. 5304(d), in training and employment and to Indian organizations and Indian-owned economic enterprises in the award of subcontracts. Where such a contract benefits a single tribe, that tribe’s employment and contracting preference laws govern as provided in 25 U.S.C. 5307(c). The firm also complies with tribal employment rights ordinances that apply to work performed on tribal lands.
In engaging independent contractors, the firm applies Indian preference where a contract or applicable tribal law requires it, and otherwise to the extent permitted by law.
Preference is applied among applicants who meet the qualifications for the position and is available to members of any federally recognized tribe, not any one tribe. Applicants who wish to be considered may indicate so on the application and will be asked at onboarding for proof of enrollment, such as a tribal enrollment card or a letter from the tribe. Requesting preference is voluntary, and the information is used only for that purpose.
Except for Indian preference as described above, the firm makes employment and contracting decisions without regard to race, color, religion, sex, national origin, age, disability, veteran status or any other characteristic protected by law.
Legal authority
Employment42 U.S.C. 2000e-2(i)
Covered contracts25 U.S.C. 5307(b)
Single-tribe contracts25 U.S.C. 5307(c)
Political classificationMorton v. Mancari (1974)
GuidanceEEOC Indian preference policy
Get on the roster before the next event.
Applications are reviewed year round. Adjusters already on the roster are the first called when a storm makes landfall.