Independent Claims Adjuster Jobs

Requirements for every adjuster

• Active property and casualty or all-lines adjuster license, resident or designated home state, and the ability to obtain nonresident licenses quickly.
• Working proficiency in Xactimate; XactAnalysis for desk and review work.
• Clear written reports and professional communication with policyholders, contractors and the client’s claims staff.
• Reliable vehicle, laptop and smartphone for field work, or a secure home office with two monitors for desk work.

By specialty

• Catastrophe: your own extension ladder and roof safety gear, and the ability to stay on deployment for extended periods.
• Large loss: five or more years of property claims with commercial or large loss authority, and experience with public adjusters or counsel.
• Flood: current NFIP flood certification (Flood Control Number) and the required annual NFIP training.
• Desk and review: three or more years of property claims experience, field or desk.

Preferred

• Prior catastrophe seasons and Texas, Florida, Louisiana or other coastal state licenses.
• HAAG Certified Inspector, TWIA or state Citizens certifications; CPCU, AIC, GA or EGA experience.
• NFIP commercial and RCBAP certification; Cotality Estimate (formerly Symbility) experience.
• Spanish language skills.

How the engagement works

Engagements are independent contractor (1099) assignments under a written agreement with Choctaw Strategies, LLC, doing business as Okla Risk Advisors. They are not W-2 employee positions: no taxes are withheld and no employee benefits are provided. You may contract as an individual or through your own business entity. Most assignments pay a fee split on each file under the client’s fee schedule; some are paid on a time and expense (T&E) basis. The basis is stated in writing before you accept a deployment. Contractors are encouraged to carry their own errors and omissions, general liability and auto coverage, and some client programs require it. Joining the roster does not guarantee assignments.

Indian preference: as permitted by Section 703(i) of Title VII of the Civil Rights Act of 1964, the firm gives preference to qualified enrolled members of federally recognized tribes and Alaska Native villages living on or near a reservation, and it applies Indian preference in subcontracting on contracts covered by 25 U.S.C. 5307(b). See the Indian preference policy.