One firm for the whole disaster cycle. The plan that has to be on file before the event, and the recovery that follows it. Both are typically funded by the same federal programs rather than by tribal general funds.
Federal disaster money is gated at two points. Before an event, a nation needs a FEMA approved Tribal Mitigation Plan under 44 CFR 201.7 to receive Hazard Mitigation Assistance as a recipient. After an event, a nation needs a documented Public Assistance record, reconciled against its insurance, to keep what gets obligated.
Most firms handle one side. Grant consultancies have never adjusted a loss. Adjusting firms have never written a project worksheet or a mitigation plan. This firm does both, which is the reason it exists, and it is why the insurance reconciliation that costs nations the most money is handled in house rather than referred out.
The firm is wholly owned by an enrolled citizen of the Choctaw Nation of Oklahoma, keeps an office inside the Choctaw Nation reservation at Wister, Oklahoma, and serves federally recognized tribes nationwide.
New Tribal Mitigation Plans and five year updates written to 44 CFR 201.7, hazard identification and risk assessment, mitigation strategy and project pipeline, tribal adoption, and FEMA regional review. Plus HMGP, BRIC, and FMA subapplication support.
Declaration strategy, Public Assistance grant management, Stafford Act Section 312 insurance reconciliation, appeals and arbitration, closeout, and audit support for nations recovering as direct recipients or as subrecipients under a state.
Mitigation planning is an eligible activity under FEMA Hazard Mitigation Assistance, and Public Assistance provides management cost funding that can reimburse the work of managing a recovery. Where a prime contractor holds the award, the nation is served under that award at no tribal cost at all. Eligibility is determined by FEMA, not by this firm, and no funding outcome is guaranteed.
Send the nation's name and we will check the FEMA approval and expiration dates, then tell you plainly whether you need a new plan, an update, or nothing at all.
Not a law firm. Okla Risk Advisors and Choctaw Strategies, LLC are not a law firm and do not provide legal advice or legal representation. The firm’s principal is not a licensed attorney. The Master of Legal Studies in Indigenous Peoples Law is a non attorney graduate degree. Nothing on this site creates an attorney client relationship, and nothing here should be relied on as legal advice. Clients are encouraged to retain their own counsel, and the firm routinely works alongside tribal, corporate, and outside counsel.
Not a public adjusting firm. The firm does not represent policyholders as a public adjuster and does not solicit public adjusting engagements. Claims work is performed for insurance carriers, managing general agents, third party administrators, program managers, independent adjusting firms, and self insured entities. Work for governmental and tribal clients is independent consulting and reconciliation, not policyholder advocacy. Adjusting services are provided only where the firm holds the required license or a valid reciprocal or emergency designation.
Expert, appraisal and umpire engagements. Availability is subject to conflict clearance and to any licensure, registration, or appointment requirements of the jurisdiction and the policy at issue. Some states regulate who may serve as an appraiser or umpire. The firm confirms its ability to serve before accepting an engagement. The firm accepts one role per matter and does not serve as both a party appointed appraiser and a retained testifying expert in the same dispute. No representation is made as to the outcome of any matter.
Not a government agency. The firm is not affiliated with, endorsed by, or authorized to speak for the Federal Emergency Management Agency, the Department of Homeland Security, the Small Business Administration, the Bureau of Indian Affairs, the Indian Health Service, the Choctaw Nation of Oklahoma, or any other government or tribal government. Program summaries on this site describe public documents and are provided for reference. Federal program status and eligibility change without notice, and the governing regulation, policy, or notice of funding opportunity controls. The firm does not guarantee that any grant, obligation, appeal, award, or reimbursement will be approved or received.
Socioeconomic status. Choctaw Strategies, LLC is wholly owned by one individual who is an enrolled citizen of the Choctaw Nation of Oklahoma. This is individual Indian ownership. The company is not a tribally owned enterprise, an Alaska Native Corporation, or a Native Hawaiian Organization, and it does not hold the sole source authorities reserved to those entities. Indian Economic Enterprise and Indian Small Business Economic Enterprise status is self certified under the Buy Indian Act. The SBA 8(a) Business Development application is pending and no 8(a) certification is claimed. All representations are subject to verification in SAM.gov.
© 2026 Choctaw Strategies, LLC d/b/a Okla Risk Advisors. Content is provided for general information only and is not a substitute for professional advice on a specific matter. chrischambers@oklariskadvisors.com