Independent Catastrophe Property Adjuster

What you will do

• Inspect damaged dwellings and light commercial structures, including roofs, and document conditions with photographs, measurements and diagrams.
• Write Xactimate estimates to the client’s guidelines and pricing, and prepare reports within the program’s service windows.
• Determine the cause and extent of loss and apply the policy as directed by the carrier’s guidelines and authority levels.
• Communicate clearly and courteously with policyholders, contractors, mitigation vendors and the client’s claims staff.
• Handle supplements and reinspections, and keep the file diary and notes current throughout the claim.

Requirements

• Active property and casualty or all-lines adjuster license, resident or designated home state (such as Texas or Florida), and the ability to obtain nonresident licenses quickly.
• Working proficiency in Xactimate.
• Ability to work safely on ladders and walkable roofs, with your own extension ladder, roof safety equipment and measuring tools.
• Reliable vehicle, laptop and smartphone, and the ability to travel and stay on deployment for extended periods.
• Clear written reports and professional communication with policyholders under stressful conditions.

Preferred

• One or more prior catastrophe seasons or daily claims experience.
• Texas, Florida, Louisiana or other coastal state licenses.
• HAAG Certified Inspector, TWIA, or state Citizens program certifications.
• Experience with XactAnalysis and carrier claim systems.
• Spanish language skills.

How the engagement works

Engagements are independent contractor (1099) assignments under a written agreement with Choctaw Strategies, LLC, doing business as Okla Risk Advisors. You may contract as an individual or through your own business entity. Contractors are encouraged to carry their own errors and omissions, general liability and auto coverage, and some client programs require it. Fees are set by assignment and client program and are reviewed with you before you accept a deployment.

Indian preference

Indian preference: as permitted by Section 703(i) of Title VII of the Civil Rights Act of 1964, the firm gives preference to qualified enrolled members of federally recognized tribes and Alaska Native villages living on or near a reservation. See the Indian preference policy.

Joining the roster does not guarantee assignments. Deployments depend on event activity, client requirements, licensure and availability. Adjusters on the roster are contacted directly when an assignment matches their licenses, experience and location.